real_estate_agent Property Investment vs Stocks/Crypto

Compare investment property returns (with rental income) against stocks and crypto investments in NSW, Australia. Both scenarios include Capital Gains Tax calculations with 50% CGT discount.

Property Investment Details

Property Price $

Deposit Amount $

Interest Rate % pa

Loan Term years

Expected Rental Income $ per week

Est. Property Value Growth % pa

Property Running Costs

Strata Fees $ per quarter

Agent Fees %

Council Rates $ per quarter

Utilities & Water $ per quarter

Stocks/Crypto Investment Alternative

Alternative scenario: Invest the same initial capital (deposit + fees) and the same monthly amount you would spend on property costs into stocks/crypto instead.

Expected Investment ROI % pa

Tax Bracket for Tax and Deductions

📋 Assumptions

Rental income and associated fees (strata, council rates, utilities) increase at similar rates, keeping net cash flow relatively constant over time
Home loan interest rate remains fixed throughout the loan term
These results are obviously not going to be super accurate over time as all the values will fluctuate but it should give a much more reasonable analysis for comparison